FY2027 Small Area FMR · Colchester, VT

ZIP 05439 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05439 (Colchester, VT) is $2,060 a month, up 1.5% from FY2026. That is 5% below the Burlington-South Burlington, VT area-wide FMR of $2,165.

2-bedroom SAFMR$2,060per month ▲ 1.5%

Area-wide 2 BR FMR$2,165Burlington-South Burlington,

Rank in the area24thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,854

2 BR Small Area FMR$2,060

110% of SAFMR$2,266

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,480▲ 4.2%

1 BR$1,630▲ 3.8%

2 BR$2,060▲ 1.5%

3 BR$2,610■ 0.0%

4 BR$2,710▲ 0.4%

FY2027 FY2026

Where 05439 sits in the Burlington-South Burlington, VT area

Of the 51 ZIP codes HUD lists for the area, 05439 has the 24th highest two-bedroom Small Area FMR. Burlington-South Burlington, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,480	$1,332 – $1,628	$1,550	$1,420
1 bedroom	$1,630	$1,467 – $1,793	$1,719	$1,570
2 bedrooms	$2,060	$1,854 – $2,266	$2,165	$2,030
3 bedrooms	$2,610	$2,349 – $2,871	$2,733	$2,610
4 bedrooms	$2,710	$2,439 – $2,981	$2,845	$2,700

A household renting a two-bedroom home at the Small Area FMR of $2,060 needs about $82,400 a year to keep housing costs at 30% of income. The area median family income is $123,400 and the 80% low-income limit for four people is $99,750. ZIP code 05439 lies mainly in Chittenden County. See the Burlington-South Burlington, VT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05404	Winooski	1.0 mi	$2,320
05405	Burlington	2.1 mi	$2,420
05401	Burlington	2.5 mi	$2,420
05446	Colchester	3.4 mi	$1,970
05403	South Burlington	3.5 mi	$2,410
05408	Burlington	4.3 mi	$2,260

Questions

What is the Fair Market Rent for ZIP code 05439?

HUD's FY2027 Small Area Fair Market Rents for 05439 are $1,480 (studio), $1,630 (1 BR), $2,060 (2 BR), $2,610 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 05439?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05439 that range is $1,854 to $2,266 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05439?

The FY2026 income limits of the Burlington-South Burlington, VT area apply: median family income $123,400, low-income (80%) limit $99,750 for a family of four.