FY2027 Small Area FMR · Colchester, VT

ZIP 05446 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05446 (Colchester, VT) is $1,970 a month, up 2.1% from FY2026. That is 9% below the Burlington-South Burlington, VT area-wide FMR of $2,165.

2-bedroom SAFMR$1,970per month ▲ 2.1%

Area-wide 2 BR FMR$2,165Burlington-South Burlington,

Rank in the area30thof 51 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,773

2 BR Small Area FMR$1,970

110% of SAFMR$2,167

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,410▲ 4.4%

1 BR$1,560▲ 4.7%

2 BR$1,970▲ 2.1%

3 BR$2,490▲ 0.4%

4 BR$2,590▲ 1.2%

FY2027 FY2026

Where 05446 sits in the Burlington-South Burlington, VT area

Of the 51 ZIP codes HUD lists for the area, 05446 has the 30th highest two-bedroom Small Area FMR. Burlington-South Burlington, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,165 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,410	$1,269 – $1,551	$1,550	$1,350
1 bedroom	$1,560	$1,404 – $1,716	$1,719	$1,490
2 bedrooms	$1,970	$1,773 – $2,167	$2,165	$1,930
3 bedrooms	$2,490	$2,241 – $2,739	$2,733	$2,480
4 bedrooms	$2,590	$2,331 – $2,849	$2,845	$2,560

A household renting a two-bedroom home at the Small Area FMR of $1,970 needs about $78,800 a year to keep housing costs at 30% of income. The area median family income is $123,400 and the 80% low-income limit for four people is $99,750. ZIP code 05446 lies mainly in Chittenden County. See the Burlington-South Burlington, VT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05404	Winooski	3.2 mi	$2,320
05439	Colchester	3.4 mi	$2,060
05408	Burlington	3.8 mi	$2,260
05401	Burlington	4.6 mi	$2,420
05405	Burlington	4.7 mi	$2,420
05452	Essex Junction	6.6 mi	$2,060

Questions

What is the Fair Market Rent for ZIP code 05446?

HUD's FY2027 Small Area Fair Market Rents for 05446 are $1,410 (studio), $1,560 (1 BR), $1,970 (2 BR), $2,490 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 05446?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05446 that range is $1,773 to $2,167 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05446?

The FY2026 income limits of the Burlington-South Burlington, VT area apply: median family income $123,400, low-income (80%) limit $99,750 for a family of four.