FY2027 Small Area FMR · Adamant, VT

ZIP 05640 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05640 (Adamant, VT) is $1,910 a month, up 18.6% from FY2026. That is 7% above the Washington County, VT area-wide FMR of $1,783.

2-bedroom SAFMR$1,910per month ▲ 18.6%

Area-wide 2 BR FMR$1,783Washington County, VT

Rank in the area8thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,719

2 BR Small Area FMR$1,910

110% of SAFMR$2,101

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,330▲ 9.0%

1 BR$1,460▲ 18.7%

2 BR$1,910▲ 18.6%

3 BR$2,390▲ 20.1%

4 BR$2,520▲ 17.8%

FY2027 FY2026

Where 05640 sits in the Washington County, VT area

Of the 33 ZIP codes HUD lists for the area, 05640 has the 8th highest two-bedroom Small Area FMR. Washington County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,783 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,910 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,330	$1,197 – $1,463	$1,242	$1,220
1 bedroom	$1,460	$1,314 – $1,606	$1,363	$1,230
2 bedrooms	$1,910	$1,719 – $2,101	$1,783	$1,610
3 bedrooms	$2,390	$2,151 – $2,629	$2,230	$1,990
4 bedrooms	$2,520	$2,268 – $2,772	$2,343	$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,910 needs about $76,400 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $91,200. ZIP code 05640 lies mainly in Washington County. See the Washington County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
05648	Calais	3.0 mi	$1,780
05651	East Montpelier	4.0 mi	$1,520
05650	East Calais	4.3 mi	$2,670
05682	Worcester	4.9 mi	$1,650
05666	North Montpelier	7.1 mi	$2,150
05602	Montpelier	7.1 mi	$1,870

Questions

What is the Fair Market Rent for ZIP code 05640?

HUD's FY2027 Small Area Fair Market Rents for 05640 are $1,330 (studio), $1,460 (1 BR), $1,910 (2 BR), $2,390 (3 BR) and $2,520 (4 BR) a month.

What is the Section 8 payment standard in 05640?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05640 that range is $1,719 to $2,101 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05640?

The FY2026 income limits of the Washington County, VT area apply: median family income $114,000, low-income (80%) limit $91,200 for a family of four.