Income Limits by County

FY2027 Small Area FMR · East Montpelier, VT

ZIP 05651 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05651 (East Montpelier, VT) is $1,520 a month, up 13.4% from FY2026. That is 15% below the Washington County, VT area-wide FMR of $1,783.

2-bedroom SAFMR$1,520per month ▲ 13.4%
Area-wide 2 BR FMR$1,783Washington County, VT
Rank in the area29thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 05651 sits in the Washington County, VT area

$1,340$2,670median $1,780

Of the 33 ZIP codes HUD lists for the area, 05651 has the 29th highest two-bedroom Small Area FMR. Washington County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,783 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,520 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,060$954 – $1,166$1,242$1,010
1 bedroom$1,160$1,044 – $1,276$1,363$1,020
2 bedrooms$1,520$1,368 – $1,672$1,783$1,340
3 bedrooms$1,900$1,710 – $2,090$2,230$1,650
4 bedrooms$2,000$1,800 – $2,200$2,343$1,860

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $114,000 and the 80% low-income limit for four people is $91,200. ZIP code 05651 lies mainly in Washington County. See the Washington County, VT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
05640Adamant4.0 mi$1,910
05666North Montpelier5.0 mi$2,150
05667Plainfield5.0 mi$1,800
05602Montpelier6.0 mi$1,870
05641Barre6.5 mi$1,680
05648Calais7.0 mi$1,780

Questions

What is the Fair Market Rent for ZIP code 05651?

HUD's FY2027 Small Area Fair Market Rents for 05651 are $1,060 (studio), $1,160 (1 BR), $1,520 (2 BR), $1,900 (3 BR) and $2,000 (4 BR) a month.

What is the Section 8 payment standard in 05651?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05651 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 05651?

The FY2026 income limits of the Washington County, VT area apply: median family income $114,000, low-income (80%) limit $91,200 for a family of four.