FY2027 Small Area FMR · Peacham, VT
ZIP 05862 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 05862 (Peacham, VT) is $1,670 a month, up 60.6% from FY2026. That is 26% above the Caledonia County, VT area-wide FMR of $1,327.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 05862 sits in the Caledonia County, VT area
Of the 30 ZIP codes HUD lists for the area, 05862 has the 5th highest two-bedroom Small Area FMR. Caledonia County, VT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,327 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,330 | $1,197 – $1,463 | $1,154 | $880 |
| 1 bedroom | $1,390 | $1,251 – $1,529 | $1,161 | $890 |
| 2 bedrooms | $1,670 | $1,503 – $1,837 | $1,327 | $1,040 |
| 3 bedrooms | $2,220 | $1,998 – $2,442 | $1,837 | $1,450 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,218 | $1,550 |
A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $96,600 and the 80% low-income limit for four people is $83,750. ZIP code 05862 lies mainly in Caledonia County. See the Caledonia County, VT county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 05862?
HUD's FY2027 Small Area Fair Market Rents for 05862 are $1,330 (studio), $1,390 (1 BR), $1,670 (2 BR), $2,220 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 05862?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 05862 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 05862?
The FY2026 income limits of the Caledonia County, VT area apply: median family income $96,600, low-income (80%) limit $83,750 for a family of four.