FY2027 Small Area FMR · Branford, CT

ZIP 06405 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06405 (Branford, CT) is $2,080 a month, up 3.0% from FY2026. That is 1% below the New Haven, CT area-wide FMR of $2,091.

2-bedroom SAFMR$2,080per month ▲ 3.0%

Area-wide 2 BR FMR$2,091New Haven, CT

Rank in the area36thof 50 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,872

2 BR Small Area FMR$2,080

110% of SAFMR$2,288

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,600▲ 13.5%

1 BR$1,730▲ 6.1%

2 BR$2,080▲ 3.0%

3 BR$2,590▲ 3.6%

4 BR$2,920▼ 1.0%

FY2027 FY2026

Where 06405 sits in the New Haven, CT area

Of the 50 ZIP codes HUD lists for the area, 06405 has the 36th highest two-bedroom Small Area FMR. New Haven, CT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,091 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,600	$1,440 – $1,760	$1,609	$1,410
1 bedroom	$1,730	$1,557 – $1,903	$1,743	$1,630
2 bedrooms	$2,080	$1,872 – $2,288	$2,091	$2,020
3 bedrooms	$2,590	$2,331 – $2,849	$2,602	$2,500
4 bedrooms	$2,920	$2,628 – $3,212	$2,935	$2,950

A household renting a two-bedroom home at the Small Area FMR of $2,080 needs about $83,200 a year to keep housing costs at 30% of income. The area median family income is $123,200 and the 80% low-income limit for four people is $99,600. ZIP code 06405 lies mainly in South Central Connecticut Planning Region. See the New Haven, CT county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
06471	North Branford	3.3 mi	$2,470
06512	New Haven	4.3 mi	$2,010
06513	New Haven	4.6 mi	$1,900
06437	Guilford	6.0 mi	$2,340
06472	Northford	6.8 mi	$1,950
06510	New Haven	7.0 mi	$2,690

Questions

What is the Fair Market Rent for ZIP code 06405?

HUD's FY2027 Small Area Fair Market Rents for 06405 are $1,600 (studio), $1,730 (1 BR), $2,080 (2 BR), $2,590 (3 BR) and $2,920 (4 BR) a month.

What is the Section 8 payment standard in 06405?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06405 that range is $1,872 to $2,288 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 06405?

The FY2026 income limits of the New Haven, CT area apply: median family income $123,200, low-income (80%) limit $99,600 for a family of four.