FY2027 Small Area FMR · Essex, CT

ZIP 06426 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06426 (Essex, CT) is $2,240 a month, up 5.2% from FY2026. That is 16% above the Hartford-West Hartford-East Hartford, CT area-wide FMR of $1,933.

2-bedroom SAFMR$2,240per month ▲ 5.2%

Area-wide 2 BR FMR$1,933Hartford-West Hartford-East

Rank in the area28thof 142 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,016

2 BR Small Area FMR$2,240

110% of SAFMR$2,464

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,560▲ 6.1%

1 BR$1,790▲ 5.9%

2 BR$2,240▲ 5.2%

3 BR$2,670▲ 4.7%

4 BR$2,950▲ 1.7%

FY2027 FY2026

Where 06426 sits in the Hartford-West Hartford-East Hartford, CT area

Of the 142 ZIP codes HUD lists for the area, 06426 has the 28th highest two-bedroom Small Area FMR. Hartford-West Hartford-East Hartford, CT is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,016 and $2,464 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,560	$1,404 – $1,716	$1,346	$1,470
1 bedroom	$1,790	$1,611 – $1,969	$1,543	$1,690
2 bedrooms	$2,240	$2,016 – $2,464	$1,933	$2,130
3 bedrooms	$2,670	$2,403 – $2,937	$2,303	$2,550
4 bedrooms	$2,950	$2,655 – $3,245	$2,542	$2,900

A household renting a two-bedroom home at the Small Area FMR of $2,240 needs about $89,600 a year to keep housing costs at 30% of income. The area median family income is $129,200 and the 80% low-income limit for four people is $103,350. ZIP code 06426 lies mainly in Lower Connecticut River Valley Planning Region. See the Hartford-West Hartford-East Hartford, CT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
06409	Centerbrook	1.2 mi	$2,190
06442	Ivoryton	2.0 mi	$2,000
06475	Old Saybrook	3.6 mi	$2,570
06371	Old Lyme	3.9 mi	$2,730
06417	Deep River	4.3 mi	$1,910
06439	Hadlyme	4.9 mi	$2,730

Questions

What is the Fair Market Rent for ZIP code 06426?

HUD's FY2027 Small Area Fair Market Rents for 06426 are $1,560 (studio), $1,790 (1 BR), $2,240 (2 BR), $2,670 (3 BR) and $2,950 (4 BR) a month.

What is the Section 8 payment standard in 06426?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06426 that range is $2,016 to $2,464 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 06426?

The FY2026 income limits of the Hartford-West Hartford-East Hartford, CT area apply: median family income $129,200, low-income (80%) limit $103,350 for a family of four.