FY2027 Small Area FMR · Haddam, CT
ZIP 06438 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06438 (Haddam, CT) is $2,360 a month, up 0.4% from FY2026. That is 22% above the Hartford-West Hartford-East Hartford, CT area-wide FMR of $1,933.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 06438 sits in the Hartford-West Hartford-East Hartford, CT area
Of the 142 ZIP codes HUD lists for the area, 06438 has the 17th highest two-bedroom Small Area FMR. Hartford-West Hartford-East Hartford, CT is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2016), so local housing agencies must set payment standards from this ZIP code's figure, normally between $2,124 and $2,596 for two bedrooms.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,640 | $1,476 – $1,804 | $1,346 | $1,620 |
| 1 bedroom | $1,880 | $1,692 – $2,068 | $1,543 | $1,860 |
| 2 bedrooms | $2,360 | $2,124 – $2,596 | $1,933 | $2,350 |
| 3 bedrooms | $2,810 | $2,529 – $3,091 | $2,303 | $2,820 |
| 4 bedrooms | $3,100 | $2,790 – $3,410 | $2,542 | $3,200 |
A household renting a two-bedroom home at the Small Area FMR of $2,360 needs about $94,400 a year to keep housing costs at 30% of income. The area median family income is $129,200 and the 80% low-income limit for four people is $103,350. ZIP code 06438 lies mainly in Lower Connecticut River Valley Planning Region. See the Hartford-West Hartford-East Hartford, CT metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 06438?
HUD's FY2027 Small Area Fair Market Rents for 06438 are $1,640 (studio), $1,880 (1 BR), $2,360 (2 BR), $2,810 (3 BR) and $3,100 (4 BR) a month.
What is the Section 8 payment standard in 06438?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06438 that range is $2,124 to $2,596 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 06438?
The FY2026 income limits of the Hartford-West Hartford-East Hartford, CT area apply: median family income $129,200, low-income (80%) limit $103,350 for a family of four.