Income Limits by County

FY2027 Small Area FMR · Cos Cob, CT

ZIP 06807 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 06807 (Cos Cob, CT) is $3,290 a month, up 8.2% from FY2026. That is 37% above the Bridgeport-Stamford-Danbury, CT area-wide FMR of $2,399.

2-bedroom SAFMR$3,290per month ▲ 8.2%
Area-wide 2 BR FMR$2,399Bridgeport-Stamford-Danbury,
Rank in the area5thof 67 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,961
2 BR Small Area FMR$3,290
110% of SAFMR$3,619

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 06807 sits in the Bridgeport-Stamford-Danbury, CT area

$2,260$3,600median $2,530

Of the 67 ZIP codes HUD lists for the area, 06807 has the 5th highest two-bedroom Small Area FMR. Bridgeport-Stamford-Danbury, CT is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,399 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,290 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,290$2,061 – $2,519$1,671$2,100
1 bedroom$2,840$2,556 – $3,124$2,071$2,540
2 bedrooms$3,290$2,961 – $3,619$2,399$3,040
3 bedrooms$3,950$3,555 – $4,345$2,878$3,680
4 bedrooms$4,900$4,410 – $5,390$3,573$4,360

A household renting a two-bedroom home at the Small Area FMR of $3,290 needs about $131,600 a year to keep housing costs at 30% of income. The area median family income is $156,800 and the 80% low-income limit for four people is $112,500. ZIP code 06807 lies mainly in Western Connecticut Planning Region. See the Bridgeport-Stamford-Danbury, CT metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
06878Riverside1.9 mi$3,150
06830Greenwich2.1 mi$2,910
06870Old Greenwich2.5 mi$2,860
06902Stamford2.5 mi$2,720
06901Stamford2.8 mi$2,880
06905Stamford3.4 mi$2,780

Questions

What is the Fair Market Rent for ZIP code 06807?

HUD's FY2027 Small Area Fair Market Rents for 06807 are $2,290 (studio), $2,840 (1 BR), $3,290 (2 BR), $3,950 (3 BR) and $4,900 (4 BR) a month.

What is the Section 8 payment standard in 06807?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 06807 that range is $2,961 to $3,619 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 06807?

The FY2026 income limits of the Bridgeport-Stamford-Danbury, CT area apply: median family income $156,800, low-income (80%) limit $112,500 for a family of four.