FY2027 Small Area FMR · Kingston, NJ

ZIP 08528 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08528 (Kingston, NJ) is $2,890 a month, up 9.9% from FY2026. That is 10% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,890per month ▲ 9.9%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area22ndof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,601

2 BR Small Area FMR$2,890

110% of SAFMR$3,179

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,050▲ 11.4%

1 BR$2,280▲ 9.1%

2 BR$2,890▲ 9.9%

3 BR$3,500▲ 11.1%

4 BR$3,940▲ 10.4%

FY2027 FY2026

Where 08528 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08528 has the 22nd highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,890 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,050	$1,845 – $2,255	$1,953	$1,840
1 bedroom	$2,280	$2,052 – $2,508	$2,103	$2,090
2 bedrooms	$2,890	$2,601 – $3,179	$2,623	$2,630
3 bedrooms	$3,500	$3,150 – $3,850	$3,125	$3,150
4 bedrooms	$3,940	$3,546 – $4,334	$3,508	$3,570

A household renting a two-bedroom home at the Small Area FMR of $2,890 needs about $115,600 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08528 lies mainly in Somerset County and Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08553	Rocky Hill	1.4 mi	$2,390
08540	Princeton	2.5 mi	$2,890
08544	Princeton	3.2 mi	$3,000
08542	Princeton	3.2 mi	$3,360
08852	Monmouth Junction	3.7 mi	$2,690
08824	Kendall Park	4.2 mi	$2,980

Questions

What is the Fair Market Rent for ZIP code 08528?

HUD's FY2027 Small Area Fair Market Rents for 08528 are $2,050 (studio), $2,280 (1 BR), $2,890 (2 BR), $3,500 (3 BR) and $3,940 (4 BR) a month.

What is the Section 8 payment standard in 08528?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08528 that range is $2,601 to $3,179 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08528?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.