FY2027 Small Area FMR · Ringoes, NJ

ZIP 08551 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08551 (Ringoes, NJ) is $2,860 a month, down 6.8% from FY2026. That is 9% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,860per month ▼ 6.8%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area28thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,574

2 BR Small Area FMR$2,860

110% of SAFMR$3,146

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,130▼ 4.5%

1 BR$2,290▼ 6.1%

2 BR$2,860▼ 6.8%

3 BR$3,410▼ 7.3%

4 BR$3,830▼ 5.9%

FY2027 FY2026

Where 08551 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08551 has the 28th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,860 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,130	$1,917 – $2,343	$1,953	$2,230
1 bedroom	$2,290	$2,061 – $2,519	$2,103	$2,440
2 bedrooms	$2,860	$2,574 – $3,146	$2,623	$3,070
3 bedrooms	$3,410	$3,069 – $3,751	$3,125	$3,680
4 bedrooms	$3,830	$3,447 – $4,213	$3,508	$4,070

A household renting a two-bedroom home at the Small Area FMR of $2,860 needs about $114,400 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08551 lies mainly in Hunterdon County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08525	Hopewell	4.6 mi	$2,450
08822	Flemington	5.6 mi	$2,290
08887	Three Bridges	5.6 mi	$2,510
08530	Lambertville	6.6 mi	$2,590
08558	Skillman	7.4 mi	$2,620
08559	Stockton	7.6 mi	$2,240

Questions

What is the Fair Market Rent for ZIP code 08551?

HUD's FY2027 Small Area Fair Market Rents for 08551 are $2,130 (studio), $2,290 (1 BR), $2,860 (2 BR), $3,410 (3 BR) and $3,830 (4 BR) a month.

What is the Section 8 payment standard in 08551?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08551 that range is $2,574 to $3,146 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08551?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.