FY2027 Small Area FMR · Edison, NJ

ZIP 08820 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08820 (Edison, NJ) is $2,870 a month, up 5.9% from FY2026. That is 9% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,870per month ▲ 5.9%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area26thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,583

2 BR Small Area FMR$2,870

110% of SAFMR$3,157

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,140▲ 8.6%

1 BR$2,300▲ 6.5%

2 BR$2,870▲ 5.9%

3 BR$3,420▲ 5.2%

4 BR$3,840▲ 7.0%

FY2027 FY2026

Where 08820 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08820 has the 26th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,140	$1,926 – $2,354	$1,953	$1,970
1 bedroom	$2,300	$2,070 – $2,530	$2,103	$2,160
2 bedrooms	$2,870	$2,583 – $3,157	$2,623	$2,710
3 bedrooms	$3,420	$3,078 – $3,762	$3,125	$3,250
4 bedrooms	$3,840	$3,456 – $4,224	$3,508	$3,590

A household renting a two-bedroom home at the Small Area FMR of $2,870 needs about $114,800 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08820 lies mainly in Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08840	Metuchen	2.4 mi	$2,930
07080	South Plainfield	2.6 mi	$2,760
08830	Iselin	2.6 mi	$2,890
07067	Colonia	3.0 mi	$2,800
07066	Clark	3.9 mi	$2,370
07076	Scotch Plains	3.9 mi	$2,580

Questions

What is the Fair Market Rent for ZIP code 08820?

HUD's FY2027 Small Area Fair Market Rents for 08820 are $2,140 (studio), $2,300 (1 BR), $2,870 (2 BR), $3,420 (3 BR) and $3,840 (4 BR) a month.

What is the Section 8 payment standard in 08820?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08820 that range is $2,583 to $3,157 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08820?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.