Income Limits by County

FY2027 Small Area FMR · Helmetta, NJ

ZIP 08828 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08828 (Helmetta, NJ) is $2,850 a month, up 8.0% from FY2026. That is 9% above the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,850per month ▲ 8.0%
Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon
Rank in the area29thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,565
2 BR Small Area FMR$2,850
110% of SAFMR$3,135

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 08828 sits in the Middlesex-Somerset-Hunterdon, NJ area

$2,150$3,400median $2,600

Of the 114 ZIP codes HUD lists for the area, 08828 has the 29th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,850 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,120$1,908 – $2,332$1,953$1,920
1 bedroom$2,290$2,061 – $2,519$2,103$2,100
2 bedrooms$2,850$2,565 – $3,135$2,623$2,640
3 bedrooms$3,400$3,060 – $3,740$3,125$3,170
4 bedrooms$3,810$3,429 – $4,191$3,508$3,500

A household renting a two-bedroom home at the Small Area FMR of $2,850 needs about $114,000 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08828 lies mainly in Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
08884Spotswood2.2 mi$2,240
08816East Brunswick3.5 mi$2,920
08810Dayton3.6 mi$2,870
08831Monroe Township4.1 mi$2,600
08850Milltown4.8 mi$2,410
08857Old Bridge5.0 mi$2,340

Questions

What is the Fair Market Rent for ZIP code 08828?

HUD's FY2027 Small Area Fair Market Rents for 08828 are $2,120 (studio), $2,290 (1 BR), $2,850 (2 BR), $3,400 (3 BR) and $3,810 (4 BR) a month.

What is the Section 8 payment standard in 08828?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08828 that range is $2,565 to $3,135 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08828?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.