FY2027 Small Area FMR · Perth Amboy, NJ

ZIP 08861 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08861 (Perth Amboy, NJ) is $2,250 a month, up 8.2% from FY2026. That is 14% below the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,250per month ▲ 8.2%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area103rdof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,025

2 BR Small Area FMR$2,250

110% of SAFMR$2,475

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,680▲ 11.3%

1 BR$1,800▲ 8.4%

2 BR$2,250▲ 8.2%

3 BR$2,690▲ 8.0%

4 BR$3,010▲ 9.1%

FY2027 FY2026

Where 08861 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08861 has the 103rd highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,250 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,680	$1,512 – $1,848	$1,953	$1,510
1 bedroom	$1,800	$1,620 – $1,980	$2,103	$1,660
2 bedrooms	$2,250	$2,025 – $2,475	$2,623	$2,080
3 bedrooms	$2,690	$2,421 – $2,959	$3,125	$2,490
4 bedrooms	$3,010	$2,709 – $3,311	$3,508	$2,760

A household renting a two-bedroom home at the Small Area FMR of $2,250 needs about $90,000 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08861 lies mainly in Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08832	Keasbey	1.8 mi	$2,470
10307	Staten Island	1.9 mi	$2,620
08863	Fords	2.2 mi	$2,740
07095	Woodbridge	2.4 mi	$2,930
07077	Sewaren	2.5 mi	$2,240
10309	Staten Island	2.9 mi	$3,240

Questions

What is the Fair Market Rent for ZIP code 08861?

HUD's FY2027 Small Area Fair Market Rents for 08861 are $1,680 (studio), $1,800 (1 BR), $2,250 (2 BR), $2,690 (3 BR) and $3,010 (4 BR) a month.

What is the Section 8 payment standard in 08861?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08861 that range is $2,025 to $2,475 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08861?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.