FY2027 Small Area FMR · Highland Park, NJ

ZIP 08904 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 08904 (Highland Park, NJ) is $2,610 a month, up 5.2% from FY2026. That is 0% equal to the Middlesex-Somerset-Hunterdon, NJ area-wide FMR of $2,623.

2-bedroom SAFMR$2,610per month ▲ 5.2%

Area-wide 2 BR FMR$2,623Middlesex-Somerset-Hunterdon

Rank in the area54thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,349

2 BR Small Area FMR$2,610

110% of SAFMR$2,871

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,940▲ 7.8%

1 BR$2,090▲ 6.1%

2 BR$2,610▲ 5.2%

3 BR$3,110▲ 4.7%

4 BR$3,490▲ 6.1%

FY2027 FY2026

Where 08904 sits in the Middlesex-Somerset-Hunterdon, NJ area

Of the 114 ZIP codes HUD lists for the area, 08904 has the 54th highest two-bedroom Small Area FMR. Middlesex-Somerset-Hunterdon, NJ is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,623 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,940	$1,746 – $2,134	$1,953	$1,800
1 bedroom	$2,090	$1,881 – $2,299	$2,103	$1,970
2 bedrooms	$2,610	$2,349 – $2,871	$2,623	$2,480
3 bedrooms	$3,110	$2,799 – $3,421	$3,125	$2,970
4 bedrooms	$3,490	$3,141 – $3,839	$3,508	$3,290

A household renting a two-bedroom home at the Small Area FMR of $2,610 needs about $104,400 a year to keep housing costs at 30% of income. The area median family income is $154,800 and the 80% low-income limit for four people is $114,600. ZIP code 08904 lies mainly in Middlesex County. See the Middlesex-Somerset-Hunterdon, NJ metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
08901	New Brunswick	1.4 mi	$2,550
08817	Edison	2.1 mi	$2,790
08854	Piscataway	3.5 mi	$2,840
08850	Milltown	3.8 mi	$2,410
08837	Edison	4.5 mi	$2,500
08882	South River	4.6 mi	$2,360

Questions

What is the Fair Market Rent for ZIP code 08904?

HUD's FY2027 Small Area Fair Market Rents for 08904 are $1,940 (studio), $2,090 (1 BR), $2,610 (2 BR), $3,110 (3 BR) and $3,490 (4 BR) a month.

What is the Section 8 payment standard in 08904?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 08904 that range is $2,349 to $2,871 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 08904?

The FY2026 income limits of the Middlesex-Somerset-Hunterdon, NJ area apply: median family income $154,800, low-income (80%) limit $114,600 for a family of four.