FY2027 Small Area FMR · Garden City, NY

ZIP 11530 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11530 (Garden City, NY) is $3,150 a month, down 10.0% from FY2026. That is 17% above the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$3,150per month ▼ 10.0%

Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY

Rank in the area33rdof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,835

2 BR Small Area FMR$3,150

110% of SAFMR$3,465

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$2,250▼ 10.0%

1 BR$2,730▼ 9.9%

2 BR$3,150▼ 10.0%

3 BR$4,080▼ 9.9%

4 BR$4,380▼ 9.9%

FY2027 FY2026

Where 11530 sits in the Nassau-Suffolk, NY area

Of the 190 ZIP codes HUD lists for the area, 11530 has the 33rd highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $3,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$2,250	$2,025 – $2,475	$1,964	$2,500
1 bedroom	$2,730	$2,457 – $3,003	$2,285	$3,030
2 bedrooms	$3,150	$2,835 – $3,465	$2,689	$3,500
3 bedrooms	$4,080	$3,672 – $4,488	$3,458	$4,530
4 bedrooms	$4,380	$3,942 – $4,818	$3,671	$4,860

A household renting a two-bedroom home at the Small Area FMR of $3,150 needs about $126,000 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11530 lies mainly in Nassau County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
11501	Mineola	1.3 mi	$2,740
11549	Hempstead	1.9 mi	$2,700
11550	Hempstead	1.9 mi	$2,480
11514	Carle Place	2.0 mi	$2,760
11596	Williston Park	2.3 mi	$2,500
11552	West Hempstead	2.5 mi	$3,420

Questions

What is the Fair Market Rent for ZIP code 11530?

HUD's FY2027 Small Area Fair Market Rents for 11530 are $2,250 (studio), $2,730 (1 BR), $3,150 (2 BR), $4,080 (3 BR) and $4,380 (4 BR) a month.

What is the Section 8 payment standard in 11530?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11530 that range is $2,835 to $3,465 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11530?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.