Income Limits by County

FY2027 Small Area FMR · Oceanside, NY

ZIP 11572 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 11572 (Oceanside, NY) is $2,640 a month, down 1.1% from FY2026. That is 2% below the Nassau-Suffolk, NY area-wide FMR of $2,689.

2-bedroom SAFMR$2,640per month ▼ 1.1%
Area-wide 2 BR FMR$2,689Nassau-Suffolk, NY
Rank in the area136thof 190 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,376
2 BR Small Area FMR$2,640
110% of SAFMR$2,904

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 11572 sits in the Nassau-Suffolk, NY area

$2,480$4,030median $2,740

Of the 190 ZIP codes HUD lists for the area, 11572 has the 136th highest two-bedroom Small Area FMR. Nassau-Suffolk, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,689 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,640 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,930$1,737 – $2,123$1,964$1,940
1 bedroom$2,240$2,016 – $2,464$2,285$2,310
2 bedrooms$2,640$2,376 – $2,904$2,689$2,670
3 bedrooms$3,400$3,060 – $3,740$3,458$3,460
4 bedrooms$3,600$3,240 – $3,960$3,671$3,660

A household renting a two-bedroom home at the Small Area FMR of $2,640 needs about $105,600 a year to keep housing costs at 30% of income. The area median family income is $164,300 and the 80% low-income limit for four people is $128,100. ZIP code 11572 lies mainly in Nassau County. See the Nassau-Suffolk, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
11518East Rockaway1.6 mi$2,750
11558Island Park1.9 mi$2,790
11510Baldwin2.0 mi$2,480
11570Rockville Centre2.4 mi$2,480
11563Lynbrook2.6 mi$2,620
11561Long Beach3.0 mi$3,000

Questions

What is the Fair Market Rent for ZIP code 11572?

HUD's FY2027 Small Area Fair Market Rents for 11572 are $1,930 (studio), $2,240 (1 BR), $2,640 (2 BR), $3,400 (3 BR) and $3,600 (4 BR) a month.

What is the Section 8 payment standard in 11572?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 11572 that range is $2,376 to $2,904 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 11572?

The FY2026 income limits of the Nassau-Suffolk, NY area apply: median family income $164,300, low-income (80%) limit $128,100 for a family of four.