Income Limits by County

FY2027 Small Area FMR · Alplaus, NY

ZIP 12008 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12008 (Alplaus, NY) is $1,670 a month, down 0.6% from FY2026. That is 2% below the Albany-Schenectady-Troy, NY area-wide FMR of $1,711.

2-bedroom SAFMR$1,670per month ▼ 0.6%
Area-wide 2 BR FMR$1,711Albany-Schenectady-Troy, NY
Rank in the area60thof 153 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,503
2 BR Small Area FMR$1,670
110% of SAFMR$1,837

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12008 sits in the Albany-Schenectady-Troy, NY area

$1,540$2,570median $1,590

Of the 153 ZIP codes HUD lists for the area, 12008 has the 60th highest two-bedroom Small Area FMR. Albany-Schenectady-Troy, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,711 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,670 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,210$1,089 – $1,331$1,238$1,200
1 bedroom$1,390$1,251 – $1,529$1,425$1,400
2 bedrooms$1,670$1,503 – $1,837$1,711$1,680
3 bedrooms$1,990$1,791 – $2,189$2,039$2,020
4 bedrooms$2,190$1,971 – $2,409$2,249$2,230

A household renting a two-bedroom home at the Small Area FMR of $1,670 needs about $66,800 a year to keep housing costs at 30% of income. The area median family income is $123,100 and the 80% low-income limit for four people is $98,500. ZIP code 12008 lies mainly in Schenectady County. See the Albany-Schenectady-Troy, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12308Schenectady2.3 mi$1,580
12148Rexford3.4 mi$1,540
12307Schenectady3.6 mi$1,540
12305Schenectady3.6 mi$1,540
12302Schenectady4.2 mi$1,680
12309Schenectady4.3 mi$1,920

Questions

What is the Fair Market Rent for ZIP code 12008?

HUD's FY2027 Small Area Fair Market Rents for 12008 are $1,210 (studio), $1,390 (1 BR), $1,670 (2 BR), $1,990 (3 BR) and $2,190 (4 BR) a month.

What is the Section 8 payment standard in 12008?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12008 that range is $1,503 to $1,837 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12008?

The FY2026 income limits of the Albany-Schenectady-Troy, NY area apply: median family income $123,100, low-income (80%) limit $98,500 for a family of four.