Income Limits by County

FY2027 Small Area FMR · East Greenbush, NY

ZIP 12061 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12061 (East Greenbush, NY) is $2,320 a month, up 2.7% from FY2026. That is 36% above the Albany-Schenectady-Troy, NY area-wide FMR of $1,711.

2-bedroom SAFMR$2,320per month ▲ 2.7%
Area-wide 2 BR FMR$1,711Albany-Schenectady-Troy, NY
Rank in the area3rdof 153 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,088
2 BR Small Area FMR$2,320
110% of SAFMR$2,552

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12061 sits in the Albany-Schenectady-Troy, NY area

$1,540$2,570median $1,590

Of the 153 ZIP codes HUD lists for the area, 12061 has the 3rd highest two-bedroom Small Area FMR. Albany-Schenectady-Troy, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,711 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,680$1,512 – $1,848$1,238$1,620
1 bedroom$1,930$1,737 – $2,123$1,425$1,880
2 bedrooms$2,320$2,088 – $2,552$1,711$2,260
3 bedrooms$2,760$2,484 – $3,036$2,039$2,710
4 bedrooms$3,050$2,745 – $3,355$2,249$2,990

A household renting a two-bedroom home at the Small Area FMR of $2,320 needs about $92,800 a year to keep housing costs at 30% of income. The area median family income is $123,100 and the 80% low-income limit for four people is $98,500. ZIP code 12061 lies mainly in Rensselaer County. See the Albany-Schenectady-Troy, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12063East Schodack2.4 mi$1,810
12196West Sand Lake3.1 mi$1,540
12144Rensselaer3.7 mi$1,970
12033Castleton On Hudson4.6 mi$1,830
12123Nassau4.7 mi$1,540
12198Wynantskill5.2 mi$1,610

Questions

What is the Fair Market Rent for ZIP code 12061?

HUD's FY2027 Small Area Fair Market Rents for 12061 are $1,680 (studio), $1,930 (1 BR), $2,320 (2 BR), $2,760 (3 BR) and $3,050 (4 BR) a month.

What is the Section 8 payment standard in 12061?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12061 that range is $2,088 to $2,552 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12061?

The FY2026 income limits of the Albany-Schenectady-Troy, NY area apply: median family income $123,100, low-income (80%) limit $98,500 for a family of four.