FY2027 Small Area FMR · Mayfield, NY

ZIP 12117 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12117 (Mayfield, NY) is $1,040 a month, down 6.3% from FY2026. That is 1% below the Fulton County, NY area-wide FMR of $1,051.

2-bedroom SAFMR$1,040per month ▼ 6.3%

Area-wide 2 BR FMR$1,051Fulton County, NY

Rank in the area11thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▼ 9.5%

1 BR$800▼ 5.9%

2 BR$1,040▼ 6.3%

3 BR$1,240▼ 6.8%

4 BR$1,410▼ 6.0%

FY2027 FY2026

Where 12117 sits in the Fulton County, NY area

Of the 15 ZIP codes HUD lists for the area, 12117 has the 11th highest two-bedroom Small Area FMR. Fulton County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,051 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$770	$840
1 bedroom	$800	$720 – $880	$803	$850
2 bedrooms	$1,040	$936 – $1,144	$1,051	$1,110
3 bedrooms	$1,240	$1,116 – $1,364	$1,252	$1,330
4 bedrooms	$1,410	$1,269 – $1,551	$1,427	$1,500

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $81,100 and the 80% low-income limit for four people is $71,900. ZIP code 12117 lies mainly in Fulton County. See the Fulton County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12078	Gloversville	4.6 mi	$1,080
12134	Northville	7.2 mi	$1,540
12025	Broadalbin	8.5 mi	$1,540
12095	Johnstown	12.2 mi	$1,030
12070	Fort Johnson	12.5 mi	$1,010
12032	Caroga Lake	13.4 mi	$1,290

Questions

What is the Fair Market Rent for ZIP code 12117?

HUD's FY2027 Small Area Fair Market Rents for 12117 are $760 (studio), $800 (1 BR), $1,040 (2 BR), $1,240 (3 BR) and $1,410 (4 BR) a month.

What is the Section 8 payment standard in 12117?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12117 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12117?

The FY2026 income limits of the Fulton County, NY area apply: median family income $81,100, low-income (80%) limit $71,900 for a family of four.