Income Limits by County

FY2027 Small Area FMR · Olivebridge, NY

ZIP 12461 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12461 (Olivebridge, NY) is $2,760 a month, up 70.4% from FY2026. That is 47% above the Kingston, NY area-wide FMR of $1,878.

2-bedroom SAFMR$2,760per month ▲ 70.4%
Area-wide 2 BR FMR$1,878Kingston, NY
Rank in the area2ndof 69 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,484
2 BR Small Area FMR$2,760
110% of SAFMR$3,036

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12461 sits in the Kingston, NY area

$1,640$2,820median $1,880

Of the 69 ZIP codes HUD lists for the area, 12461 has the 2nd highest two-bedroom Small Area FMR. Kingston, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,760 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,920$1,728 – $2,112$1,308$1,240
1 bedroom$2,110$1,899 – $2,321$1,436$1,240
2 bedrooms$2,760$2,484 – $3,036$1,878$1,620
3 bedrooms$3,350$3,015 – $3,685$2,282$2,060
4 bedrooms$3,630$3,267 – $3,993$2,468$2,220

A household renting a two-bedroom home at the Small Area FMR of $2,760 needs about $110,400 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 12461 lies mainly in Ulster County. See the Kingston, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12494West Shokan3.8 mi$2,280
12484Stone Ridge5.6 mi$2,000
12481Shokan6.0 mi$2,820
12404Accord6.2 mi$1,640
12446Kerhonkson7.2 mi$1,660
12412Boiceville7.5 mi$2,290

Questions

What is the Fair Market Rent for ZIP code 12461?

HUD's FY2027 Small Area Fair Market Rents for 12461 are $1,920 (studio), $2,110 (1 BR), $2,760 (2 BR), $3,350 (3 BR) and $3,630 (4 BR) a month.

What is the Section 8 payment standard in 12461?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12461 that range is $2,484 to $3,036 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12461?

The FY2026 income limits of the Kingston, NY area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.