FY2027 Small Area FMR · Millbrook, NY

ZIP 12545 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12545 (Millbrook, NY) is $1,790 a month, up 4.1% from FY2026. That is 16% below the Kiryas Joel-Poughkeepsie-Newburgh, NY area-wide FMR of $2,131.

2-bedroom SAFMR$1,790per month ▲ 4.1%

Area-wide 2 BR FMR$2,131Kiryas Joel-Poughkeepsie-New

Rank in the area86thof 100 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,611

2 BR Small Area FMR$1,790

110% of SAFMR$1,969

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,230▲ 4.2%

1 BR$1,400▲ 3.7%

2 BR$1,790▲ 4.1%

3 BR$2,260▲ 3.2%

4 BR$2,430▲ 2.5%

FY2027 FY2026

Where 12545 sits in the Kiryas Joel-Poughkeepsie-Newburgh, NY area

Of the 100 ZIP codes HUD lists for the area, 12545 has the 86th highest two-bedroom Small Area FMR. Kiryas Joel-Poughkeepsie-Newburgh, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,790 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,230	$1,107 – $1,353	$1,484	$1,180
1 bedroom	$1,400	$1,260 – $1,540	$1,659	$1,350
2 bedrooms	$1,790	$1,611 – $1,969	$2,131	$1,720
3 bedrooms	$2,260	$2,034 – $2,486	$2,685	$2,190
4 bedrooms	$2,430	$2,187 – $2,673	$2,824	$2,370

A household renting a two-bedroom home at the Small Area FMR of $1,790 needs about $71,600 a year to keep housing costs at 30% of income. The area median family income is $125,900 and the 80% low-income limit for four people is $100,700. ZIP code 12545 lies mainly in Dutchess County. See the Kiryas Joel-Poughkeepsie-Newburgh, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12585	Verbank	4.1 mi	$2,190
12592	Wassaic	4.9 mi	$1,790
12522	Dover Plains	5.7 mi	$1,790
12578	Salt Point	6.7 mi	$2,160
12569	Pleasant Valley	7.2 mi	$2,530
12501	Amenia	7.4 mi	$1,810

Questions

What is the Fair Market Rent for ZIP code 12545?

HUD's FY2027 Small Area Fair Market Rents for 12545 are $1,230 (studio), $1,400 (1 BR), $1,790 (2 BR), $2,260 (3 BR) and $2,430 (4 BR) a month.

What is the Section 8 payment standard in 12545?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12545 that range is $1,611 to $1,969 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12545?

The FY2026 income limits of the Kiryas Joel-Poughkeepsie-Newburgh, NY area apply: median family income $125,900, low-income (80%) limit $100,700 for a family of four.