FY2027 Small Area FMR · Modena, NY

ZIP 12548 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12548 (Modena, NY) is $1,890 a month, down 9.6% from FY2026. That is 1% above the Kingston, NY area-wide FMR of $1,878.

2-bedroom SAFMR$1,890per month ▼ 9.6%

Area-wide 2 BR FMR$1,878Kingston, NY

Rank in the area27thof 69 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,701

2 BR Small Area FMR$1,890

110% of SAFMR$2,079

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,350▼ 10.0%

1 BR$1,440▼ 9.4%

2 BR$1,890▼ 9.6%

3 BR$2,330▼ 9.7%

4 BR$2,500▼ 9.7%

FY2027 FY2026

Where 12548 sits in the Kingston, NY area

Of the 69 ZIP codes HUD lists for the area, 12548 has the 27th highest two-bedroom Small Area FMR. Kingston, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,890 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,350	$1,215 – $1,485	$1,308	$1,500
1 bedroom	$1,440	$1,296 – $1,584	$1,436	$1,590
2 bedrooms	$1,890	$1,701 – $2,079	$1,878	$2,090
3 bedrooms	$2,330	$2,097 – $2,563	$2,282	$2,580
4 bedrooms	$2,500	$2,250 – $2,750	$2,468	$2,770

A household renting a two-bedroom home at the Small Area FMR of $1,890 needs about $75,600 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 12548 lies mainly in Ulster County. See the Kingston, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
12515	Clintondale	2.6 mi	$1,640
12589	Wallkill	3.8 mi	$1,790
12525	Gardiner	5.0 mi	$2,120
12542	Marlboro	5.4 mi	$2,350
12547	Milton	5.9 mi	$2,710
12528	Highland	6.5 mi	$2,190

Questions

What is the Fair Market Rent for ZIP code 12548?

HUD's FY2027 Small Area Fair Market Rents for 12548 are $1,350 (studio), $1,440 (1 BR), $1,890 (2 BR), $2,330 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 12548?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12548 that range is $1,701 to $2,079 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12548?

The FY2026 income limits of the Kingston, NY area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.