Income Limits by County

FY2027 Small Area FMR · New Paltz, NY

ZIP 12561 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12561 (New Paltz, NY) is $2,150 a month, up 1.4% from FY2026. That is 14% above the Kingston, NY area-wide FMR of $1,878.

2-bedroom SAFMR$2,150per month ▲ 1.4%
Area-wide 2 BR FMR$1,878Kingston, NY
Rank in the area14thof 69 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,935
2 BR Small Area FMR$2,150
110% of SAFMR$2,365

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12561 sits in the Kingston, NY area

$1,640$2,820median $1,880

Of the 69 ZIP codes HUD lists for the area, 12561 has the 14th highest two-bedroom Small Area FMR. Kingston, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,150 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,500$1,350 – $1,650$1,308$1,520
1 bedroom$1,640$1,476 – $1,804$1,436$1,620
2 bedrooms$2,150$1,935 – $2,365$1,878$2,120
3 bedrooms$2,610$2,349 – $2,871$2,282$2,620
4 bedrooms$2,830$2,547 – $3,113$2,468$2,810

A household renting a two-bedroom home at the Small Area FMR of $2,150 needs about $86,000 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 12561 lies mainly in Ulster County. See the Kingston, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12440High Falls4.2 mi$1,870
12528Highland5.1 mi$2,190
12486Tillson5.3 mi$2,150
12515Clintondale5.4 mi$1,640
12472Rosendale6.1 mi$1,640
12493West Park6.5 mi$2,180

Questions

What is the Fair Market Rent for ZIP code 12561?

HUD's FY2027 Small Area Fair Market Rents for 12561 are $1,500 (studio), $1,640 (1 BR), $2,150 (2 BR), $2,610 (3 BR) and $2,830 (4 BR) a month.

What is the Section 8 payment standard in 12561?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12561 that range is $1,935 to $2,365 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12561?

The FY2026 income limits of the Kingston, NY area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.