Income Limits by County

FY2027 Small Area FMR · Stormville, NY

ZIP 12582 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12582 (Stormville, NY) is $2,620 a month, up 4.4% from FY2026. That is 23% above the Kiryas Joel-Poughkeepsie-Newburgh, NY area-wide FMR of $2,131.

2-bedroom SAFMR$2,620per month ▲ 4.4%
Area-wide 2 BR FMR$2,131Kiryas Joel-Poughkeepsie-New
Rank in the area8thof 100 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,358
2 BR Small Area FMR$2,620
110% of SAFMR$2,882

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12582 sits in the Kiryas Joel-Poughkeepsie-Newburgh, NY area

$1,790$3,950median $2,170

Of the 100 ZIP codes HUD lists for the area, 12582 has the 8th highest two-bedroom Small Area FMR. Kiryas Joel-Poughkeepsie-Newburgh, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,620 for this ZIP code instead.

ZIP code 12582 crosses more than one HUD area. HUD also lists it under New York, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,280$2,052 – $2,508$1,484$2,170
1 bedroom$2,390$2,151 – $2,629$1,659$2,260
2 bedrooms$2,620$2,358 – $2,882$2,131$2,510
3 bedrooms$3,280$2,952 – $3,608$2,685$3,120
4 bedrooms$3,570$3,213 – $3,927$2,824$3,370

A household renting a two-bedroom home at the Small Area FMR of $2,620 needs about $104,800 a year to keep housing costs at 30% of income. The area median family income is $125,900 and the 80% low-income limit for four people is $100,700. ZIP code 12582 lies mainly in Dutchess County and Putnam County. See the Kiryas Joel-Poughkeepsie-Newburgh, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12533Hopewell Junction2.7 mi$2,620
12531Holmes3.5 mi$2,620
10512Carmel6.0 mi$2,620
12570Poughquag6.5 mi$2,300
12524Fishkill7.8 mi$2,620
12590Wappingers Falls8.4 mi$2,250

Questions

What is the Fair Market Rent for ZIP code 12582?

HUD's FY2027 Small Area Fair Market Rents for 12582 are $2,280 (studio), $2,390 (1 BR), $2,620 (2 BR), $3,280 (3 BR) and $3,570 (4 BR) a month.

What is the Section 8 payment standard in 12582?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12582 that range is $2,358 to $2,882 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12582?

The FY2026 income limits of the Kiryas Joel-Poughkeepsie-Newburgh, NY area apply: median family income $125,900, low-income (80%) limit $100,700 for a family of four.