FY2027 Small Area FMR · Mountain Dale, NY
ZIP 12763 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12763 (Mountain Dale, NY) is $1,760 a month, down 9.7% from FY2026. That is 6% below the Kingston, NY area-wide FMR of $1,878.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 12763 sits in the Kingston, NY area
Of the 69 ZIP codes HUD lists for the area, 12763 has the 44th highest two-bedroom Small Area FMR. Kingston, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,878 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,760 for this ZIP code instead.
ZIP code 12763 crosses more than one HUD area. HUD also lists it under Sullivan County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,350 | $1,215 – $1,485 | $1,308 | $1,490 |
| 1 bedroom | $1,440 | $1,296 – $1,584 | $1,436 | $1,600 |
| 2 bedrooms | $1,760 | $1,584 – $1,936 | $1,878 | $1,950 |
| 3 bedrooms | $2,440 | $2,196 – $2,684 | $2,282 | $2,710 |
| 4 bedrooms | $2,550 | $2,295 – $2,805 | $2,468 | $2,830 |
A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 12763 lies mainly in Sullivan County and Ulster County. See the Kingston, NY county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 12763?
HUD's FY2027 Small Area Fair Market Rents for 12763 are $1,350 (studio), $1,440 (1 BR), $1,760 (2 BR), $2,440 (3 BR) and $2,550 (4 BR) a month.
What is the Section 8 payment standard in 12763?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12763 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 12763?
The FY2026 income limits of the Kingston, NY area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.