Income Limits by County

FY2027 Small Area FMR · Piercefield, NY

ZIP 12973 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 12973 (Piercefield, NY) is $1,050 a month, down 0.9% from FY2026. That is 1% above the St. Lawrence County, NY area-wide FMR of $1,041.

2-bedroom SAFMR$1,050per month ▼ 0.9%
Area-wide 2 BR FMR$1,041St. Lawrence County, NY
Rank in the area36thof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945
2 BR Small Area FMR$1,050
110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 12973 sits in the St. Lawrence County, NY area

$1,010$1,490median $1,080

Of the 55 ZIP codes HUD lists for the area, 12973 has the 36th highest two-bedroom Small Area FMR. St. Lawrence County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,041 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$725$730
1 bedroom$880$792 – $968$796$860
2 bedrooms$1,050$945 – $1,155$1,041$1,060
3 bedrooms$1,260$1,134 – $1,386$1,246$1,310
4 bedrooms$1,450$1,305 – $1,595$1,368$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $78,100 and the 80% low-income limit for four people is $71,900. ZIP code 12973 lies mainly in St. Lawrence County. See the St. Lawrence County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12922Childwold5.3 mi$1,030
12986Tupper Lake6.7 mi$1,010
12927Cranberry Lake12.0 mi$1,080
13672Parishville13.0 mi$1,250
13687South Colton15.9 mi$1,300
13666Newton Falls17.1 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 12973?

HUD's FY2027 Small Area Fair Market Rents for 12973 are $740 (studio), $880 (1 BR), $1,050 (2 BR), $1,260 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 12973?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 12973 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 12973?

The FY2026 income limits of the St. Lawrence County, NY area apply: median family income $78,100, low-income (80%) limit $71,900 for a family of four.