FY2027 Small Area FMR · Cato, NY
ZIP 13033 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13033 (Cato, NY) is $1,260 a month, down 0.8% from FY2026. That is 16% below the Syracuse, NY area-wide FMR of $1,493.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 13033 sits in the Syracuse, NY area
Of the 121 ZIP codes HUD lists for the area, 13033 has the 94th highest two-bedroom Small Area FMR. Syracuse, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,493 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.
ZIP code 13033 crosses more than one HUD area. HUD also lists it under Cayuga County, NY (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $970 | $873 – $1,067 | $1,050 | $1,000 |
| 1 bedroom | $1,020 | $918 – $1,122 | $1,196 | $1,000 |
| 2 bedrooms | $1,260 | $1,134 – $1,386 | $1,493 | $1,270 |
| 3 bedrooms | $1,590 | $1,431 – $1,749 | $1,808 | $1,650 |
| 4 bedrooms | $1,830 | $1,647 – $2,013 | $1,962 | $1,900 |
A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 13033 lies mainly in Cayuga County. See the Syracuse, NY metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 13033?
HUD's FY2027 Small Area Fair Market Rents for 13033 are $970 (studio), $1,020 (1 BR), $1,260 (2 BR), $1,590 (3 BR) and $1,830 (4 BR) a month.
What is the Section 8 payment standard in 13033?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13033 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 13033?
The FY2026 income limits of the Syracuse, NY area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.