Income Limits by County

FY2027 Small Area FMR · Clay, NY

ZIP 13041 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13041 (Clay, NY) is $2,010 a month, up 9.2% from FY2026. That is 35% above the Syracuse, NY area-wide FMR of $1,493.

2-bedroom SAFMR$2,010per month ▲ 9.2%
Area-wide 2 BR FMR$1,493Syracuse, NY
Rank in the area3rdof 121 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,809
2 BR Small Area FMR$2,010
110% of SAFMR$2,211

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13041 sits in the Syracuse, NY area

$1,260$2,240median $1,420

Of the 121 ZIP codes HUD lists for the area, 13041 has the 3rd highest two-bedroom Small Area FMR. Syracuse, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,493 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,410$1,269 – $1,551$1,050$1,310
1 bedroom$1,610$1,449 – $1,771$1,196$1,480
2 bedrooms$2,010$1,809 – $2,211$1,493$1,840
3 bedrooms$2,430$2,187 – $2,673$1,808$2,240
4 bedrooms$2,640$2,376 – $2,904$1,962$2,440

A household renting a two-bedroom home at the Small Area FMR of $2,010 needs about $80,400 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 13041 lies mainly in Onondaga County. See the Syracuse, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13090Liverpool2.9 mi$1,810
13029Brewerton3.1 mi$1,450
13212Syracuse5.4 mi$1,500
13088Liverpool5.5 mi$1,530
13132Pennellville6.3 mi$1,620
13039Cicero7.0 mi$1,540

Questions

What is the Fair Market Rent for ZIP code 13041?

HUD's FY2027 Small Area Fair Market Rents for 13041 are $1,410 (studio), $1,610 (1 BR), $2,010 (2 BR), $2,430 (3 BR) and $2,640 (4 BR) a month.

What is the Section 8 payment standard in 13041?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13041 that range is $1,809 to $2,211 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13041?

The FY2026 income limits of the Syracuse, NY area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.