FY2027 Small Area FMR · Liverpool, NY

ZIP 13089 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13089 (Liverpool, NY) is $1,530 a month, up 7.0% from FY2026. That is 2% above the Syracuse, NY area-wide FMR of $1,493.

2-bedroom SAFMR$1,530per month ▲ 7.0%

Area-wide 2 BR FMR$1,493Syracuse, NY

Rank in the area32ndof 121 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,377

2 BR Small Area FMR$1,530

110% of SAFMR$1,683

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,080▲ 5.9%

1 BR$1,230▲ 7.0%

2 BR$1,530▲ 7.0%

3 BR$1,850▲ 6.3%

4 BR$2,010▲ 5.8%

FY2027 FY2026

Where 13089 sits in the Syracuse, NY area

Of the 121 ZIP codes HUD lists for the area, 13089 has the 32nd highest two-bedroom Small Area FMR. Syracuse, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,493 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,530 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,080	$972 – $1,188	$1,050	$1,020
1 bedroom	$1,230	$1,107 – $1,353	$1,196	$1,150
2 bedrooms	$1,530	$1,377 – $1,683	$1,493	$1,430
3 bedrooms	$1,850	$1,665 – $2,035	$1,808	$1,740
4 bedrooms	$2,010	$1,809 – $2,211	$1,962	$1,900

A household renting a two-bedroom home at the Small Area FMR of $1,530 needs about $61,200 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 13089 lies mainly in Onondaga County. See the Syracuse, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13207	Syracuse	1.8 mi	$1,570
13219	Syracuse	1.9 mi	$1,510
13204	Syracuse	2.3 mi	$1,410
13202	Syracuse	2.8 mi	$1,730
13205	Syracuse	3.0 mi	$1,340
13215	Syracuse	3.1 mi	$1,700

Questions

What is the Fair Market Rent for ZIP code 13089?

HUD's FY2027 Small Area Fair Market Rents for 13089 are $1,080 (studio), $1,230 (1 BR), $1,530 (2 BR), $1,850 (3 BR) and $2,010 (4 BR) a month.

What is the Section 8 payment standard in 13089?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13089 that range is $1,377 to $1,683 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13089?

The FY2026 income limits of the Syracuse, NY area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.