Income Limits by County

FY2027 Small Area FMR · Mc Lean, NY

ZIP 13102 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13102 (Mc Lean, NY) is $1,580 a month, up 2.6% from FY2026. That is 8% below the Ithaca, NY area-wide FMR of $1,709.

2-bedroom SAFMR$1,580per month ▲ 2.6%
Area-wide 2 BR FMR$1,709Ithaca, NY
Rank in the area10thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13102 sits in the Ithaca, NY area

$1,580$1,950median $1,580

Of the 21 ZIP codes HUD lists for the area, 13102 has the 10th highest two-bedroom Small Area FMR. Ithaca, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,709 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,140$1,026 – $1,254$1,198$1,190
1 bedroom$1,320$1,188 – $1,452$1,427$1,350
2 bedrooms$1,580$1,422 – $1,738$1,709$1,540
3 bedrooms$1,900$1,710 – $2,090$2,040$1,850
4 bedrooms$2,370$2,133 – $2,607$2,631$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $118,000 and the 80% low-income limit for four people is $94,400. ZIP code 13102 lies mainly in Tompkins County. See the Ithaca, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13045Cortland4.9 mi$1,580
13053Dryden5.0 mi$1,580
13068Freeville5.3 mi$1,580
13073Groton5.4 mi$1,580
13062Etna6.6 mi$1,580
13738Blodgett Mills8.6 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 13102?

HUD's FY2027 Small Area Fair Market Rents for 13102 are $1,140 (studio), $1,320 (1 BR), $1,580 (2 BR), $1,900 (3 BR) and $2,370 (4 BR) a month.

What is the Section 8 payment standard in 13102?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13102 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13102?

The FY2026 income limits of the Ithaca, NY area apply: median family income $118,000, low-income (80%) limit $94,400 for a family of four.