FY2027 Small Area FMR · Moravia, NY

ZIP 13118 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13118 (Moravia, NY) is $1,020 a month, down 4.7% from FY2026. That is 5% below the Cayuga County, NY area-wide FMR of $1,074.

2-bedroom SAFMR$1,020per month ▼ 4.7%

Area-wide 2 BR FMR$1,074Cayuga County, NY

Rank in the area32ndof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918

2 BR Small Area FMR$1,020

110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▼ 2.4%

1 BR$830▼ 2.4%

2 BR$1,020▼ 4.7%

3 BR$1,350▼ 2.9%

4 BR$1,560▼ 2.5%

FY2027 FY2026

Where 13118 sits in the Cayuga County, NY area

Of the 32 ZIP codes HUD lists for the area, 13118 has the 32nd highest two-bedroom Small Area FMR. Cayuga County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,074 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$872	$840
1 bedroom	$830	$747 – $913	$877	$850
2 bedrooms	$1,020	$918 – $1,122	$1,074	$1,070
3 bedrooms	$1,350	$1,215 – $1,485	$1,424	$1,390
4 bedrooms	$1,560	$1,404 – $1,716	$1,637	$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $86,000 and the 80% low-income limit for four people is $71,900. ZIP code 13118 lies mainly in Cayuga County. See the Cayuga County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13092	Locke	7.2 mi	$1,580
13077	Homer	9.1 mi	$1,400
13147	Scipio Center	9.3 mi	$1,080
13152	Skaneateles	9.4 mi	$1,930
13071	Genoa	9.6 mi	$1,170
13141	Preble	10.2 mi	$1,320

Questions

What is the Fair Market Rent for ZIP code 13118?

HUD's FY2027 Small Area Fair Market Rents for 13118 are $820 (studio), $830 (1 BR), $1,020 (2 BR), $1,350 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 13118?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13118 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13118?

The FY2026 income limits of the Cayuga County, NY area apply: median family income $86,000, low-income (80%) limit $71,900 for a family of four.