Income Limits by County

FY2027 Small Area FMR · Burlington Flats, NY

ZIP 13315 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13315 (Burlington Flats, NY) is $1,280 a month, up 7.6% from FY2026. That is 4% above the Otsego County, NY area-wide FMR of $1,235.

2-bedroom SAFMR$1,280per month ▲ 7.6%
Area-wide 2 BR FMR$1,235Otsego County, NY
Rank in the area14thof 48 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152
2 BR Small Area FMR$1,280
110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13315 sits in the Otsego County, NY area

$1,110$1,550median $1,225

Of the 48 ZIP codes HUD lists for the area, 13315 has the 14th highest two-bedroom Small Area FMR. Otsego County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,235 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$890$801 – $979$860$820
1 bedroom$1,000$900 – $1,100$961$940
2 bedrooms$1,280$1,152 – $1,408$1,235$1,190
3 bedrooms$1,530$1,377 – $1,683$1,472$1,430
4 bedrooms$1,710$1,539 – $1,881$1,653$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 13315 lies mainly in Otsego County. See the Otsego County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13482West Burlington3.5 mi$1,270
13348Hartwick4.5 mi$1,200
13457Schuyler Lake5.3 mi$1,160
13335Edmeston6.0 mi$1,210
13342Garrattsville6.7 mi$1,140
13364Leonardsville7.3 mi$1,260

Questions

What is the Fair Market Rent for ZIP code 13315?

HUD's FY2027 Small Area Fair Market Rents for 13315 are $890 (studio), $1,000 (1 BR), $1,280 (2 BR), $1,530 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 13315?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13315 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13315?

The FY2026 income limits of the Otsego County, NY area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.