Income Limits by County

FY2027 Small Area FMR · Canajoharie, NY

ZIP 13317 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13317 (Canajoharie, NY) is $1,110 a month, up 3.7% from FY2026. That is 0% equal to the Montgomery County, NY area-wide FMR of $1,111.

2-bedroom SAFMR$1,110per month ▲ 3.7%
Area-wide 2 BR FMR$1,111Montgomery County, NY
Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$999
2 BR Small Area FMR$1,110
110% of SAFMR$1,221

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13317 sits in the Montgomery County, NY area

$1,010$1,540median $1,125

Of the 20 ZIP codes HUD lists for the area, 13317 has the 11th highest two-bedroom Small Area FMR. Montgomery County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,111 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,110 for this ZIP code instead.

ZIP code 13317 crosses more than one HUD area. HUD also lists it under Otsego County, NY (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$814$830
1 bedroom$870$783 – $957$862$870
2 bedrooms$1,110$999 – $1,221$1,111$1,070
3 bedrooms$1,330$1,197 – $1,463$1,359$1,290
4 bedrooms$1,470$1,323 – $1,617$1,490$1,420

A household renting a two-bedroom home at the Small Area FMR of $1,110 needs about $44,400 a year to keep housing costs at 30% of income. The area median family income is $95,500 and the 80% low-income limit for four people is $76,400. ZIP code 13317 lies mainly in Montgomery County and Otsego County. See the Montgomery County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13428Palatine Bridge4.8 mi$1,010
13410Nelliston5.4 mi$1,010
13459Sharon Springs5.5 mi$1,540
13339Fort Plain6.7 mi$1,060
12166Sprakers7.5 mi$1,540
13320Cherry Valley9.2 mi$1,540

Questions

What is the Fair Market Rent for ZIP code 13317?

HUD's FY2027 Small Area Fair Market Rents for 13317 are $810 (studio), $870 (1 BR), $1,110 (2 BR), $1,330 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 13317?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13317 that range is $999 to $1,221 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13317?

The FY2026 income limits of the Montgomery County, NY area apply: median family income $95,500, low-income (80%) limit $76,400 for a family of four.