FY2027 Small Area FMR · Roseboom, NY

ZIP 13450 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13450 (Roseboom, NY) is $1,270 a month, unchanged from FY2026. That is 3% above the Otsego County, NY area-wide FMR of $1,235.

2-bedroom SAFMR$1,270per month ■ 0.0%

Area-wide 2 BR FMR$1,235Otsego County, NY

Rank in the area15thof 48 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880■ 0.0%

1 BR$990▼ 1.0%

2 BR$1,270■ 0.0%

3 BR$1,510▼ 1.3%

4 BR$1,700▲ 0.6%

FY2027 FY2026

Where 13450 sits in the Otsego County, NY area

Of the 48 ZIP codes HUD lists for the area, 13450 has the 15th highest two-bedroom Small Area FMR. Otsego County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,235 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$860	$880
1 bedroom	$990	$891 – $1,089	$961	$1,000
2 bedrooms	$1,270	$1,143 – $1,397	$1,235	$1,270
3 bedrooms	$1,510	$1,359 – $1,661	$1,472	$1,530
4 bedrooms	$1,700	$1,530 – $1,870	$1,653	$1,690

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 13450 lies mainly in Otsego County. See the Otsego County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13488	Westford	3.2 mi	$1,150
13326	Cooperstown	4.5 mi	$1,410
13320	Cherry Valley	6.3 mi	$1,540
12155	Schenevus	7.3 mi	$1,220
12197	Worcester	7.7 mi	$1,540
13333	East Springfield	9.3 mi	$1,330

Questions

What is the Fair Market Rent for ZIP code 13450?

HUD's FY2027 Small Area Fair Market Rents for 13450 are $880 (studio), $990 (1 BR), $1,270 (2 BR), $1,510 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 13450?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13450 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13450?

The FY2026 income limits of the Otsego County, NY area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.