Income Limits by County

FY2027 Small Area FMR · Springfield Center, NY

ZIP 13468 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13468 (Springfield Center, NY) is $1,240 a month, down 0.8% from FY2026. That is 0% equal to the Otsego County, NY area-wide FMR of $1,235.

2-bedroom SAFMR$1,240per month ▼ 0.8%
Area-wide 2 BR FMR$1,235Otsego County, NY
Rank in the area21stof 48 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116
2 BR Small Area FMR$1,240
110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13468 sits in the Otsego County, NY area

$1,110$1,550median $1,225

Of the 48 ZIP codes HUD lists for the area, 13468 has the 21st highest two-bedroom Small Area FMR. Otsego County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,235 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$860$774 – $946$860$870
1 bedroom$970$873 – $1,067$961$980
2 bedrooms$1,240$1,116 – $1,364$1,235$1,250
3 bedrooms$1,470$1,323 – $1,617$1,472$1,500
4 bedrooms$1,660$1,494 – $1,826$1,653$1,670

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $90,900 and the 80% low-income limit for four people is $72,700. ZIP code 13468 lies mainly in Otsego County. See the Otsego County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13333East Springfield1.8 mi$1,330
13475Van Hornesville3.3 mi$1,110
13361Jordanville4.0 mi$1,110
13439Richfield Springs7.3 mi$1,110
13320Cherry Valley7.4 mi$1,540
13326Cooperstown8.9 mi$1,410

Questions

What is the Fair Market Rent for ZIP code 13468?

HUD's FY2027 Small Area Fair Market Rents for 13468 are $860 (studio), $970 (1 BR), $1,240 (2 BR), $1,470 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 13468?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13468 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13468?

The FY2026 income limits of the Otsego County, NY area apply: median family income $90,900, low-income (80%) limit $72,700 for a family of four.