FY2027 Small Area FMR · Chippewa Bay, NY

ZIP 13623 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13623 (Chippewa Bay, NY) is $1,130 a month, down 0.9% from FY2026. That is 9% above the St. Lawrence County, NY area-wide FMR of $1,041.

2-bedroom SAFMR$1,130per month ▼ 0.9%

Area-wide 2 BR FMR$1,041St. Lawrence County, NY

Rank in the area22ndof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790■ 0.0%

1 BR$860▼ 1.1%

2 BR$1,130▼ 0.9%

3 BR$1,350▼ 1.5%

4 BR$1,490▼ 1.3%

FY2027 FY2026

Where 13623 sits in the St. Lawrence County, NY area

Of the 55 ZIP codes HUD lists for the area, 13623 has the 22nd highest two-bedroom Small Area FMR. St. Lawrence County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,041 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$725	$790
1 bedroom	$860	$774 – $946	$796	$870
2 bedrooms	$1,130	$1,017 – $1,243	$1,041	$1,140
3 bedrooms	$1,350	$1,215 – $1,485	$1,246	$1,370
4 bedrooms	$1,490	$1,341 – $1,639	$1,368	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $78,100 and the 80% low-income limit for four people is $71,900. ZIP code 13623 lies mainly in St. Lawrence County. See the St. Lawrence County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
13646	Hammond	3.9 mi	$1,270
13614	Brier Hill	6.4 mi	$1,080
13679	Redwood	8.7 mi	$1,270
13664	Morristown	10.7 mi	$1,330
13675	Plessis	12.5 mi	$1,270
13607	Alexandria Bay	13.9 mi	$1,270

Questions

What is the Fair Market Rent for ZIP code 13623?

HUD's FY2027 Small Area Fair Market Rents for 13623 are $790 (studio), $860 (1 BR), $1,130 (2 BR), $1,350 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 13623?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13623 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13623?

The FY2026 income limits of the St. Lawrence County, NY area apply: median family income $78,100, low-income (80%) limit $71,900 for a family of four.