Income Limits by County

FY2027 Small Area FMR · Bovina Center, NY

ZIP 13740 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13740 (Bovina Center, NY) is $1,120 a month, down 5.9% from FY2026. That is 10% above the Delaware County, NY area-wide FMR of $1,017.

2-bedroom SAFMR$1,120per month ▼ 5.9%
Area-wide 2 BR FMR$1,017Delaware County, NY
Rank in the area30thof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13740 sits in the Delaware County, NY area

$1,010$1,880median $1,190

Of the 47 ZIP codes HUD lists for the area, 13740 has the 30th highest two-bedroom Small Area FMR. Delaware County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$850$765 – $935$732$940
1 bedroom$950$855 – $1,045$858$1,020
2 bedrooms$1,120$1,008 – $1,232$1,017$1,190
3 bedrooms$1,550$1,395 – $1,705$1,408$1,650
4 bedrooms$1,590$1,431 – $1,749$1,442$1,710

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $83,200 and the 80% low-income limit for four people is $71,900. ZIP code 13740 lies mainly in Delaware County. See the Delaware County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
12459New Kingston4.6 mi$1,020
13739Bloomville5.5 mi$1,370
13788Hobart6.5 mi$1,010
13842South Kortright7.3 mi$1,130
13753Delhi9.0 mi$1,140
13752Delancey9.2 mi$1,160

Questions

What is the Fair Market Rent for ZIP code 13740?

HUD's FY2027 Small Area Fair Market Rents for 13740 are $850 (studio), $950 (1 BR), $1,120 (2 BR), $1,550 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 13740?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13740 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13740?

The FY2026 income limits of the Delaware County, NY area apply: median family income $83,200, low-income (80%) limit $71,900 for a family of four.