Income Limits by County

FY2027 Small Area FMR · Treadwell, NY

ZIP 13846 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 13846 (Treadwell, NY) is $1,190 a month, up 8.2% from FY2026. That is 17% above the Delaware County, NY area-wide FMR of $1,017.

2-bedroom SAFMR$1,190per month ▲ 8.2%
Area-wide 2 BR FMR$1,017Delaware County, NY
Rank in the area23rdof 47 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071
2 BR Small Area FMR$1,190
110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 13846 sits in the Delaware County, NY area

$1,010$1,880median $1,190

Of the 47 ZIP codes HUD lists for the area, 13846 has the 23rd highest two-bedroom Small Area FMR. Delaware County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,017 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$830$747 – $913$732$840
1 bedroom$990$891 – $1,089$858$920
2 bedrooms$1,190$1,071 – $1,309$1,017$1,100
3 bedrooms$1,610$1,449 – $1,771$1,408$1,480
4 bedrooms$1,670$1,503 – $1,837$1,442$1,550

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $83,200 and the 80% low-income limit for four people is $71,900. ZIP code 13846 lies mainly in Delaware County. See the Delaware County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
13775Franklin4.7 mi$1,110
13806Meridale5.1 mi$1,450
13753Delhi7.6 mi$1,140
13820Oneonta8.3 mi$1,270
13860West Davenport8.6 mi$1,300
13757East Meredith8.9 mi$1,500

Questions

What is the Fair Market Rent for ZIP code 13846?

HUD's FY2027 Small Area Fair Market Rents for 13846 are $830 (studio), $990 (1 BR), $1,190 (2 BR), $1,610 (3 BR) and $1,670 (4 BR) a month.

What is the Section 8 payment standard in 13846?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 13846 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 13846?

The FY2026 income limits of the Delaware County, NY area apply: median family income $83,200, low-income (80%) limit $71,900 for a family of four.