FY2027 Small Area FMR · Machias, NY

ZIP 14101 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14101 (Machias, NY) is $1,270 a month, up 8.5% from FY2026. That is 25% above the Cattaraugus County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,270per month ▲ 8.5%

Area-wide 2 BR FMR$1,014Cattaraugus County, NY

Rank in the area2ndof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143

2 BR Small Area FMR$1,270

110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$930▲ 3.3%

1 BR$990▲ 8.8%

2 BR$1,270▲ 8.5%

3 BR$1,600▲ 11.9%

4 BR$1,800▲ 9.1%

FY2027 FY2026

Where 14101 sits in the Cattaraugus County, NY area

Of the 41 ZIP codes HUD lists for the area, 14101 has the 2nd highest two-bedroom Small Area FMR. Cattaraugus County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$930	$837 – $1,023	$742	$900
1 bedroom	$990	$891 – $1,089	$794	$910
2 bedrooms	$1,270	$1,143 – $1,397	$1,014	$1,170
3 bedrooms	$1,600	$1,440 – $1,760	$1,274	$1,430
4 bedrooms	$1,800	$1,620 – $1,980	$1,438	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $71,900. ZIP code 14101 lies mainly in Cattaraugus County. See the Cattaraugus County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14171	West Valley	6.1 mi	$1,010
14042	Delevan	6.3 mi	$1,100
14737	Franklinville	7.1 mi	$1,010
14731	Ellicottville	8.4 mi	$1,010
14134	Sardinia	9.4 mi	$1,050
14173	Yorkshire	9.8 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 14101?

HUD's FY2027 Small Area Fair Market Rents for 14101 are $930 (studio), $990 (1 BR), $1,270 (2 BR), $1,600 (3 BR) and $1,800 (4 BR) a month.

What is the Section 8 payment standard in 14101?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14101 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14101?

The FY2026 income limits of the Cattaraugus County, NY area apply: median family income $78,200, low-income (80%) limit $71,900 for a family of four.