Income Limits by County

FY2027 Small Area FMR · Youngstown, NY

ZIP 14174 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14174 (Youngstown, NY) is $1,520 a month, up 5.6% from FY2026. That is 7% above the Buffalo-Cheektowaga, NY area-wide FMR of $1,423.

2-bedroom SAFMR$1,520per month ▲ 5.6%
Area-wide 2 BR FMR$1,423Buffalo-Cheektowaga, NY
Rank in the area21stof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,368
2 BR Small Area FMR$1,520
110% of SAFMR$1,672

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14174 sits in the Buffalo-Cheektowaga, NY area

$1,010$2,130median $1,330

Of the 114 ZIP codes HUD lists for the area, 14174 has the 21st highest two-bedroom Small Area FMR. Buffalo-Cheektowaga, NY is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,368 and $1,672 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,260$1,134 – $1,386$1,178$1,180
1 bedroom$1,280$1,152 – $1,408$1,203$1,220
2 bedrooms$1,520$1,368 – $1,672$1,423$1,440
3 bedrooms$1,850$1,665 – $2,035$1,732$1,760
4 bedrooms$2,110$1,899 – $2,321$1,977$2,000

A household renting a two-bedroom home at the Small Area FMR of $1,520 needs about $60,800 a year to keep housing costs at 30% of income. The area median family income is $101,500 and the 80% low-income limit for four people is $81,200. ZIP code 14174 lies mainly in Niagara County. See the Buffalo-Cheektowaga, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14131Ransomville5.0 mi$1,180
14092Lewiston5.2 mi$1,330
14109Niagara University7.9 mi$1,330
14305Niagara Falls8.8 mi$1,330
14132Sanborn9.2 mi$1,280
14172Wilson9.5 mi$1,360

Questions

What is the Fair Market Rent for ZIP code 14174?

HUD's FY2027 Small Area Fair Market Rents for 14174 are $1,260 (studio), $1,280 (1 BR), $1,520 (2 BR), $1,850 (3 BR) and $2,110 (4 BR) a month.

What is the Section 8 payment standard in 14174?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14174 that range is $1,368 to $1,672 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14174?

The FY2026 income limits of the Buffalo-Cheektowaga, NY area apply: median family income $101,500, low-income (80%) limit $81,200 for a family of four.