Income Limits by County

FY2027 Small Area FMR · Buffalo, NY

ZIP 14209 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14209 (Buffalo, NY) is $1,450 a month, up 8.2% from FY2026. That is 2% above the Buffalo-Cheektowaga, NY area-wide FMR of $1,423.

2-bedroom SAFMR$1,450per month ▲ 8.2%
Area-wide 2 BR FMR$1,423Buffalo-Cheektowaga, NY
Rank in the area39thof 114 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305
2 BR Small Area FMR$1,450
110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14209 sits in the Buffalo-Cheektowaga, NY area

$1,010$2,130median $1,330

Of the 114 ZIP codes HUD lists for the area, 14209 has the 39th highest two-bedroom Small Area FMR. Buffalo-Cheektowaga, NY is one of the 65 metro areas where HUD requires Small Area FMRs for the Housing Choice Voucher program (designated 2023), so local housing agencies must set payment standards from this ZIP code's figure, normally between $1,305 and $1,595 for two bedrooms.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,200$1,080 – $1,320$1,178$1,100
1 bedroom$1,230$1,107 – $1,353$1,203$1,140
2 bedrooms$1,450$1,305 – $1,595$1,423$1,340
3 bedrooms$1,760$1,584 – $1,936$1,732$1,640
4 bedrooms$2,020$1,818 – $2,222$1,977$1,870

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $101,500 and the 80% low-income limit for four people is $81,200. ZIP code 14209 lies mainly in Erie County. See the Buffalo-Cheektowaga, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14208Buffalo0.7 mi$1,300
14222Buffalo0.7 mi$1,590
14213Buffalo1.4 mi$1,420
14201Buffalo1.6 mi$1,450
14214Buffalo2.2 mi$1,520
14204Buffalo2.2 mi$1,200

Questions

What is the Fair Market Rent for ZIP code 14209?

HUD's FY2027 Small Area Fair Market Rents for 14209 are $1,200 (studio), $1,230 (1 BR), $1,450 (2 BR), $1,760 (3 BR) and $2,020 (4 BR) a month.

What is the Section 8 payment standard in 14209?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14209 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14209?

The FY2026 income limits of the Buffalo-Cheektowaga, NY area apply: median family income $101,500, low-income (80%) limit $81,200 for a family of four.