Income Limits by County

FY2027 Small Area FMR · Gorham, NY

ZIP 14461 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14461 (Gorham, NY) is $1,420 a month, down 8.4% from FY2026. That is 0% equal to the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,420per month ▼ 8.4%
Area-wide 2 BR FMR$1,416Rochester, NY
Rank in the area57thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,278
2 BR Small Area FMR$1,420
110% of SAFMR$1,562

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14461 sits in the Rochester, NY area

$1,010$2,130median $1,420

Of the 151 ZIP codes HUD lists for the area, 14461 has the 57th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,420 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,010$909 – $1,111$1,005$1,100
1 bedroom$1,140$1,026 – $1,254$1,131$1,240
2 bedrooms$1,420$1,278 – $1,562$1,416$1,550
3 bedrooms$1,710$1,539 – $1,881$1,706$1,870
4 bedrooms$1,880$1,692 – $2,068$1,875$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,420 needs about $56,800 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 14461 lies mainly in Ontario County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14561Stanley1.5 mi$1,420
14463Hall3.4 mi$1,420
14544Rushville6.4 mi$1,680
14415Bellona6.5 mi$1,590
14456Geneva7.5 mi$1,420
14424Canandaigua9.6 mi$1,450

Questions

What is the Fair Market Rent for ZIP code 14461?

HUD's FY2027 Small Area Fair Market Rents for 14461 are $1,010 (studio), $1,140 (1 BR), $1,420 (2 BR), $1,710 (3 BR) and $1,880 (4 BR) a month.

What is the Section 8 payment standard in 14461?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14461 that range is $1,278 to $1,562 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14461?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.