FY2027 Small Area FMR · Silver Lake, NY

ZIP 14549 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14549 (Silver Lake, NY) is $1,040 a month, up 7.2% from FY2026. That is 3% above the Wyoming County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,040per month ▲ 7.2%

Area-wide 2 BR FMR$1,014Wyoming County, NY

Rank in the area18thof 28 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$936

2 BR Small Area FMR$1,040

110% of SAFMR$1,144

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 6.0%

1 BR$900▲ 7.1%

2 BR$1,040▲ 7.2%

3 BR$1,370▲ 2.2%

4 BR$1,740▲ 8.8%

FY2027 FY2026

Where 14549 sits in the Wyoming County, NY area

Of the 28 ZIP codes HUD lists for the area, 14549 has the 18th highest two-bedroom Small Area FMR. Wyoming County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,040 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$864	$840
1 bedroom	$900	$810 – $990	$869	$840
2 bedrooms	$1,040	$936 – $1,144	$1,014	$970
3 bedrooms	$1,370	$1,233 – $1,507	$1,328	$1,340
4 bedrooms	$1,740	$1,566 – $1,914	$1,690	$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,040 needs about $41,600 a year to keep housing costs at 30% of income. The area median family income is $92,100 and the 80% low-income limit for four people is $73,700. ZIP code 14549 lies mainly in Wyoming County. See the Wyoming County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14530	Perry	2.9 mi	$1,420
14550	Silver Springs	4.1 mi	$1,120
14427	Castile	5.7 mi	$1,010
14481	Leicester	6.5 mi	$1,420
14510	Mount Morris	7.6 mi	$1,420
14569	Warsaw	8.2 mi	$1,060

Questions

What is the Fair Market Rent for ZIP code 14549?

HUD's FY2027 Small Area Fair Market Rents for 14549 are $890 (studio), $900 (1 BR), $1,040 (2 BR), $1,370 (3 BR) and $1,740 (4 BR) a month.

What is the Section 8 payment standard in 14549?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14549 that range is $936 to $1,144 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14549?

The FY2026 income limits of the Wyoming County, NY area apply: median family income $92,100, low-income (80%) limit $73,700 for a family of four.