FY2027 Small Area FMR · Rochester, NY

ZIP 14610 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14610 (Rochester, NY) is $1,510 a month, down 8.5% from FY2026. That is 7% above the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,510per month ▼ 8.5%

Area-wide 2 BR FMR$1,416Rochester, NY

Rank in the area26thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,359

2 BR Small Area FMR$1,510

110% of SAFMR$1,661

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,070▼ 8.5%

1 BR$1,200▼ 9.1%

2 BR$1,510▼ 8.5%

3 BR$1,820▼ 8.5%

4 BR$1,980▼ 9.2%

FY2027 FY2026

Where 14610 sits in the Rochester, NY area

Of the 151 ZIP codes HUD lists for the area, 14610 has the 26th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,510 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,070	$963 – $1,177	$1,005	$1,170
1 bedroom	$1,200	$1,080 – $1,320	$1,131	$1,320
2 bedrooms	$1,510	$1,359 – $1,661	$1,416	$1,650
3 bedrooms	$1,820	$1,638 – $2,002	$1,706	$1,990
4 bedrooms	$1,980	$1,782 – $2,178	$1,875	$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,510 needs about $60,400 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 14610 lies mainly in Monroe County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14618	Rochester	2.0 mi	$1,700
14625	Rochester	2.1 mi	$1,820
14607	Rochester	2.1 mi	$1,610
14609	Rochester	2.4 mi	$1,420
14604	Rochester	3.2 mi	$1,690
14620	Rochester	3.2 mi	$1,570

Questions

What is the Fair Market Rent for ZIP code 14610?

HUD's FY2027 Small Area Fair Market Rents for 14610 are $1,070 (studio), $1,200 (1 BR), $1,510 (2 BR), $1,820 (3 BR) and $1,980 (4 BR) a month.

What is the Section 8 payment standard in 14610?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14610 that range is $1,359 to $1,661 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14610?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.