FY2027 Small Area FMR · Rochester, NY

ZIP 14653 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14653 (Rochester, NY) is $1,450 a month, down 9.9% from FY2026. That is 2% above the Rochester, NY area-wide FMR of $1,416.

2-bedroom SAFMR$1,450per month ▼ 9.9%

Area-wide 2 BR FMR$1,416Rochester, NY

Rank in the area36thof 151 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,305

2 BR Small Area FMR$1,450

110% of SAFMR$1,595

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,030▼ 9.6%

1 BR$1,170▼ 9.3%

2 BR$1,450▼ 9.9%

3 BR$1,750▼ 9.8%

4 BR$1,920▼ 9.9%

FY2027 FY2026

Where 14653 sits in the Rochester, NY area

Of the 151 ZIP codes HUD lists for the area, 14653 has the 36th highest two-bedroom Small Area FMR. Rochester, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,416 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,450 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,030	$927 – $1,133	$1,005	$1,140
1 bedroom	$1,170	$1,053 – $1,287	$1,131	$1,290
2 bedrooms	$1,450	$1,305 – $1,595	$1,416	$1,610
3 bedrooms	$1,750	$1,575 – $1,925	$1,706	$1,940
4 bedrooms	$1,920	$1,728 – $2,112	$1,875	$2,130

A household renting a two-bedroom home at the Small Area FMR of $1,450 needs about $58,000 a year to keep housing costs at 30% of income. The area median family income is $107,000 and the 80% low-income limit for four people is $85,600. ZIP code 14653 lies mainly in Monroe County. See the Rochester, NY metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14642	Rochester	0.0 mi	$1,450
14612	Rochester	1.4 mi	$1,420
14515	North Greece	3.2 mi	$1,420
14616	Rochester	3.8 mi	$1,420
14626	Rochester	5.2 mi	$1,490
14468	Hilton	5.9 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 14653?

HUD's FY2027 Small Area Fair Market Rents for 14653 are $1,030 (studio), $1,170 (1 BR), $1,450 (2 BR), $1,750 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 14653?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14653 that range is $1,305 to $1,595 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14653?

The FY2026 income limits of the Rochester, NY area apply: median family income $107,000, low-income (80%) limit $85,600 for a family of four.