Income Limits by County

FY2027 Small Area FMR · East Otto, NY

ZIP 14729 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14729 (East Otto, NY) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Cattaraugus County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Cattaraugus County, NY
Rank in the area26thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 14729 sits in the Cattaraugus County, NY area

$1,010$1,340median $1,030

Of the 41 ZIP codes HUD lists for the area, 14729 has the 26th highest two-bedroom Small Area FMR. Cattaraugus County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$740$666 – $814$742$750
1 bedroom$790$711 – $869$794$760
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,280$1,152 – $1,408$1,274$1,190
4 bedrooms$1,450$1,305 – $1,595$1,438$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $78,200 and the 80% low-income limit for four people is $71,900. ZIP code 14729 lies mainly in Cattaraugus County. See the Cattaraugus County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
14171West Valley4.9 mi$1,010
14035Collins Center7.8 mi$1,270
14719Cattaraugus8.2 mi$1,010
14141Springville8.2 mi$1,010
14731Ellicottville8.3 mi$1,010
14034Collins8.9 mi$1,270

Questions

What is the Fair Market Rent for ZIP code 14729?

HUD's FY2027 Small Area Fair Market Rents for 14729 are $740 (studio), $790 (1 BR), $1,010 (2 BR), $1,280 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 14729?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14729 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14729?

The FY2026 income limits of the Cattaraugus County, NY area apply: median family income $78,200, low-income (80%) limit $71,900 for a family of four.