FY2027 Small Area FMR · Findley Lake, NY

ZIP 14736 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14736 (Findley Lake, NY) is $1,060 a month, up 2.9% from FY2026. That is 5% above the Chautauqua County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 2.9%

Area-wide 2 BR FMR$1,014Chautauqua County, NY

Rank in the area18thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▲ 2.8%

1 BR$830▲ 3.8%

2 BR$1,060▲ 2.9%

3 BR$1,390▲ 3.0%

4 BR$1,470▲ 6.5%

FY2027 FY2026

Where 14736 sits in the Chautauqua County, NY area

Of the 40 ZIP codes HUD lists for the area, 14736 has the 18th highest two-bedroom Small Area FMR. Chautauqua County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$706	$720
1 bedroom	$830	$747 – $913	$786	$800
2 bedrooms	$1,060	$954 – $1,166	$1,014	$1,030
3 bedrooms	$1,390	$1,251 – $1,529	$1,338	$1,350
4 bedrooms	$1,470	$1,323 – $1,617	$1,393	$1,380

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $71,900. ZIP code 14736 lies mainly in Chautauqua County. See the Chautauqua County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
16428	North East	4.9 mi	$1,100
14775	Ripley	6.5 mi	$1,010
14781	Sherman	7.5 mi	$1,150
14724	Clymer	7.6 mi	$1,010
16442	Wattsburg	8.2 mi	$1,430
16421	Harborcreek	9.7 mi	$1,100

Questions

What is the Fair Market Rent for ZIP code 14736?

HUD's FY2027 Small Area Fair Market Rents for 14736 are $740 (studio), $830 (1 BR), $1,060 (2 BR), $1,390 (3 BR) and $1,470 (4 BR) a month.

What is the Section 8 payment standard in 14736?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14736 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14736?

The FY2026 income limits of the Chautauqua County, NY area apply: median family income $78,900, low-income (80%) limit $71,900 for a family of four.