FY2027 Small Area FMR · Houghton, NY

ZIP 14744 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14744 (Houghton, NY) is $1,240 a month, up 5.1% from FY2026. That is 22% above the Allegany County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,240per month ▲ 5.1%

Area-wide 2 BR FMR$1,014Allegany County, NY

Rank in the area6thof 39 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,116

2 BR Small Area FMR$1,240

110% of SAFMR$1,364

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$940▲ 3.3%

1 BR$950▲ 4.4%

2 BR$1,240▲ 5.1%

3 BR$1,530▲ 1.3%

4 BR$1,960▲ 10.7%

FY2027 FY2026

Where 14744 sits in the Allegany County, NY area

Of the 39 ZIP codes HUD lists for the area, 14744 has the 6th highest two-bedroom Small Area FMR. Allegany County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,240 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$940	$846 – $1,034	$770	$910
1 bedroom	$950	$855 – $1,045	$775	$910
2 bedrooms	$1,240	$1,116 – $1,364	$1,014	$1,180
3 bedrooms	$1,530	$1,377 – $1,683	$1,254	$1,510
4 bedrooms	$1,960	$1,764 – $2,156	$1,604	$1,770

A household renting a two-bedroom home at the Small Area FMR of $1,240 needs about $49,600 a year to keep housing costs at 30% of income. The area median family income is $86,700 and the 80% low-income limit for four people is $71,900. ZIP code 14744 lies mainly in Allegany County. See the Allegany County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14029	Centerville	3.8 mi	$1,080
14777	Rushford	4.5 mi	$1,100
14717	Caneadea	4.8 mi	$1,010
14060	Farmersville Station	4.8 mi	$1,050
14735	Fillmore	5.9 mi	$1,020
14065	Freedom	6.7 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 14744?

HUD's FY2027 Small Area Fair Market Rents for 14744 are $940 (studio), $950 (1 BR), $1,240 (2 BR), $1,530 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 14744?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14744 that range is $1,116 to $1,364 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14744?

The FY2026 income limits of the Allegany County, NY area apply: median family income $86,700, low-income (80%) limit $71,900 for a family of four.