FY2027 Small Area FMR · Sinclairville, NY

ZIP 14782 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 14782 (Sinclairville, NY) is $1,260 a month, up 8.6% from FY2026. That is 24% above the Chautauqua County, NY area-wide FMR of $1,014.

2-bedroom SAFMR$1,260per month ▲ 8.6%

Area-wide 2 BR FMR$1,014Chautauqua County, NY

Rank in the area5thof 40 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$880▲ 8.6%

1 BR$980▲ 8.9%

2 BR$1,260▲ 8.6%

3 BR$1,660▲ 8.5%

4 BR$1,730▲ 12.3%

FY2027 FY2026

Where 14782 sits in the Chautauqua County, NY area

Of the 40 ZIP codes HUD lists for the area, 14782 has the 5th highest two-bedroom Small Area FMR. Chautauqua County, NY is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$880	$792 – $968	$706	$810
1 bedroom	$980	$882 – $1,078	$786	$900
2 bedrooms	$1,260	$1,134 – $1,386	$1,014	$1,160
3 bedrooms	$1,660	$1,494 – $1,826	$1,338	$1,530
4 bedrooms	$1,730	$1,557 – $1,903	$1,393	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $78,900 and the 80% low-income limit for four people is $71,900. ZIP code 14782 lies mainly in Chautauqua County. See the Chautauqua County, NY county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
14740	Gerry	5.1 mi	$1,520
14718	Cassadaga	5.7 mi	$1,120
14723	Cherry Creek	6.5 mi	$1,010
14752	Lily Dale	6.6 mi	$1,120
14784	Stockton	7.0 mi	$1,010
14712	Bemus Point	7.6 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 14782?

HUD's FY2027 Small Area Fair Market Rents for 14782 are $880 (studio), $980 (1 BR), $1,260 (2 BR), $1,660 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 14782?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 14782 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 14782?

The FY2026 income limits of the Chautauqua County, NY area apply: median family income $78,900, low-income (80%) limit $71,900 for a family of four.